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Best Rate Home Loans :: About Us

About Best Rate Home Loans

Best Rate Home Loans is a division of Clark Family Pty Ltd, A.C.N. 010 281 008 and is dedicated to helping individuals and businesses locate financial products and information available via the internet.

We are neither authorised nor licensed to provide finance or financial products and we do not offer any form of credit or other financial advice. All product enquiries and requests for financial or other advice on this website are referred to third party, qualified professional intermediaries with whom you can then deal directly. Best Rate Home Loans may receive a fee or commission from these third parties in consideration for the referral.

Before any action is taken to obtain a product or service referred to by Best Rate Home Loans, advice should be obtained (from either the third party to whom we refer you or from another qualified intermediary) as to the appropriateness of obtaining those products having regard to your objectives, financial situation and needs.

Our role is to connect people with people - and to facilitate the introduction of specialist financial resources.

Please feel free to contact Best Rate Home Loans for further information or with any queries you may have.

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Finance Articles

The Backwards Logic Behind the Debt Snowball Method
Would it make sense to state that some of the best debt repayment advice is the wrong advice? It seems strange, however it is often true. Many financial planners and other financial... read more

Buying For The First Time? A Guide For The First Time Buyer!
You have decided to buy a home - but what next? The maze of legal work, negotiations, dealing with surveyors and solicitors, finding a good mortgage deal and worrying about your deal... read more

Buying a home when rates go up
When rates go up, opportunities abound. You see, many homeowners, builders, and developers, find themselves in more negotiable positions because of the laws of supply and demand.... read more

No Deposit Home Investment Property Loans
How to get 100 per cent home loan finance for your new investment property. read more

Business Loans: Managing interest rate risks
I want the protection in the current low interest rate environment but I don’t want to be locked in for too long a period" ... a commonly heard requirement from business borrowers.  read more

Credit Card Secret Guarantee
Most people use credit cards in some form or another but few truly appreciate one of the special features of credit cards that make using their credit card to insure their purchases. read more

Knowing 6 types of personal loans will make borrowing easier and save you money
Knowing 6 types of personal loans will make it easier for you do deal with lenders, go from asking for a loan, to I want a novated lease with a 45% balloon payment. Gain confidence... read more

Credit Secrets - What They Are Not Telling You
Credit plays a dual role in our society; sometimes a lifesaver, and at other times a murderer. Trying to float above imminent economical disaster is a daily exercise for the majority.... read more

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  • Knowledgebase

    Equity: The amount of (or that portion of) an asset actually owned. Equity is the difference between the market value and the current amount of money still owing on the loan. This is also referred to as the owner’s interest.

    Low Rate Home Loans
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    Poor Credit History?
    You may still be eligible for a home loan even with an imperfect credit file.
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    Lo-Doc Home Loans
    Specialist home loan service for self-employed home buyers.
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    Take advantage of special rate offers to save big on your home loan.
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    Financial Calculators
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    Home Loans News

    Big bank bash continues in 2012
    Jan 16 :: While Australian cricket's Big Bash has been attracting attention, the far more regular big bank bash is already on again.Most major print and online business sections have... read more

    Banks launch bid to ease mortgage stress
    Dec 06 :: Australia's major banks are hoping to prevent increased levels of mortgage stress by launching a website to help borrowers avoid defaulting on their mortgage repayments. There... read more

    Interest rate cut to test mortgage exit fee ban
    Nov 07 :: Yesterday's decision by the Reserve Bank of Australia (RBA) to lower the official cash rate by 25 basis points to 4.5 per cent will provide the first real test of the Government's... read more

    Fixed interest rates fall as banks battle for business
    Oct 21 :: Almost 90 per cent of fixed rate home loans have fallen since 1 August, with some fixed rates now available under the 6 per cent mark, according to research by financial comparison... read more

    LMI fact sheet will provide greater education for borrowers - Genworth
    Aug 22 :: Mortgage insurer Genworth Financial has supported a government move to introduce a fact sheet to educate homebuyers on home loans with lenders mortgage insurance (LMI).The... read more

    House approvals slide as credit growth halts
    Jun 07 :: The number of new homes approved fell in April, as the amount of new loans also remained flat compared to the previous month.Bureau of statistics figures show the total number... read more

    Swan takes credit for cheaper mortgages
    May 30 :: The Government’s banking reforms announced in December last year, including a ban on exit fees, have already resulted in improved rates for consumers, according to Treasurer Wayne... read more

    Inquiry urges rethink on mortgage exit fee ban
    May 09 :: A Senate inquiry into competition in the banking sector is recommending the Government reconsider its ban on mortgage exit fees. The report handed down today has made a series... read more

     

       
       

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    IMPORTANT: We are neither authorised nor licensed to provide finance or financial products and we do not offer any form of credit or other financial advice. All product enquiries and requests for financial and/or other advice on this website are referred to third party, qualified intermediaries - with whom you can then deal directly. We may receive a fee or commission from these third parties in consideration for the referral. Before any action is taken to obtain a product or service referred to by this website, advice should be obtained (from either the third party to whom we refer you or from another qualified intermediary) as to the appropriateness of obtaining those products having regard to your objectives, financial situation and needs.

       

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    Visitors who submit a genuine quote request here on our Best Rate Home Loans website in the month of February 2012 are also eligible to receive a free download copy of ...

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