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Finance Articles

Be Credit Wise - Tips For Credit Cards In Australia
These days, life without a credit card would be hard to imagine. We have become so used to the convenience of "plastic", we don't leave home without it. (Sound familiar?)... read more

Credit - Your Friend or Foe?
Let’s investigate the difference between money and credit. When either will buy those wicked sunnies or cute earrings, the difference can start to become blurry. read more

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Here is a mortgage shopping list, a good start in the process of selecting a mortgage. read more

Debt Consolidation Pros and Cons
Do you have mounting credit card debts or a number of different loans to pay off? If you do, then debt consolidation is an option you can consider to make the process... read more

Credit Cards Debt - How to freeze the Plastic Debt Dragon in Your Wallet - Start Living Again
Are you scared to open your wallet knowing there is a fire snorting dragon lurking in there. Here is a plan to choke the dragon and replace it with a friendly furry... read more

Credit Secrets - What They Are Not Telling You
Credit plays a dual role in our society; sometimes a lifesaver, and at other times a murderer. Trying to float above imminent economical disaster is a daily exercise... read more

Managing Credit Card Debt

If you are struggling with credit card debt - or want to avoid credit card pitfalls, you are not alone.... read more

Home Loans: Hot tips for borrowers
Buying a home is one of life's biggest purchasing decisions for most Australians. Here are 27 ways that can help you save big money on your home finance ... both before... read more

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    Loan Application Fees: Fees that are charged to cover or partially cover the lender's internal costs of setting up a loan approval for a home buyer.

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    Home Loans News

    Big bank bash continues in 2012
    Jan 16 :: While Australian cricket's Big Bash has been attracting attention, the far more regular big bank bash is already on again.Most major print and online business... read more

    Banks launch bid to ease mortgage stress
    Dec 06 :: Australia's major banks are hoping to prevent increased levels of mortgage stress by launching a website to help borrowers avoid defaulting on their mortgage repayments.... read more

    Interest rate cut to test mortgage exit fee ban
    Nov 07 :: Yesterday's decision by the Reserve Bank of Australia (RBA) to lower the official cash rate by 25 basis points to 4.5 per cent will provide the first real test of the... read more

    Fixed interest rates fall as banks battle for business
    Oct 21 :: Almost 90 per cent of fixed rate home loans have fallen since 1 August, with some fixed rates now available under the 6 per cent mark, according to research by financial... read more

    LMI fact sheet will provide greater education for borrowers - Genworth
    Aug 22 :: Mortgage insurer Genworth Financial has supported a government move to introduce a fact sheet to educate homebuyers on home loans with lenders mortgage insurance (LMI).The... read more

    House approvals slide as credit growth halts
    Jun 07 :: The number of new homes approved fell in April, as the amount of new loans also remained flat compared to the previous month.Bureau of statistics figures show... read more

    Swan takes credit for cheaper mortgages
    May 30 :: The Government’s banking reforms announced in December last year, including a ban on exit fees, have already resulted in improved rates for consumers, according to Treasurer... read more

    Inquiry urges rethink on mortgage exit fee ban
    May 09 :: A Senate inquiry into competition in the banking sector is recommending the Government reconsider its ban on mortgage exit fees. The report handed down today... read more

     

       
       

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    Visitors who submit a genuine quote request here on our Best Rate Home Loans website in the month of February 2012 are also eligible to receive a free download copy of ...

    How to Become Prosperous and Stay That Way

    Achieving prosperity is one thing - hanging onto it is another thing altogether. In this superb book, successful entrepreneur Dale Mazurek will show you how to do both..